the Red
- Voucher worth KRW 300K provided a year
- Earn 1.5% M Point or Korean Air 1 mile
My Hot Luxury
Voucher worth up to KRW 300K provided
Earn M points or air miles
M Emergency Earning (Get points in advance and pay back later)
Airport lounges and valet parking service
Metal plate provided
Voucher
the Red Voucher
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Shopping
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Travel
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Hotel
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Golf
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M Point
*M Point Type only
Rewards
Choose between M point and air miles to earn rewards
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M Point
Earn 1.5% M Points depending on your monthly spending amount
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Korean Air
One mile for every KRW 1,500 spent
Priority Services
Enjoy up to 500K M Points upfront and pay back with M Points earned later from card spending
Metal plate that makes the card different from all the others
Free access to over 1,000 airport lounges around the world
Free valet parking at Incheon Int'l Airport and domestic premium hotels
Using M point
Regular merchants
Use M Points at various Partnering merchants
M Mall
Redeem M Points for 50 to 100% of a product
Buying a Car
Use M Points when buying a new Hyundai/KIA car
Convert Your M Points
Exchange M Points for partner points at supporting merchants
All you need is Apple Pay for online shopping and travel.
This product can be used for Apple Pay.
Please note:
- All merchants are subject to Hyundai Card’s merchant registration and classification standards.
- We are committed to fulfilling the product description.
- Holding of multiple credit cards within the same period can have an impact on your credit rating, personal credit score and/or credit limit.
- Supplementary credit card services offered including points and discounts cannot be changed after new launch of a card (August 16, 2024) excluding changes due to the reasons stated below.
Notwithstanding the above, the credit card company may change the supplementary services in the event of any of the followings:- Unavoidable due to suspension of our business, our insolvency, business hardship or similar
- Any of our partners suffers suspension of its business, its insolvency or business hardship that requires reduction or change in the scope of the benefit, and no service equivalent thereto is available from other partner of ours
- Any of our relevant partners reduces the scope of benefits offered for your Credit Card or offers different benefits from what it has agreed to without our consent; or
- The productivity of the relevant product has dropped significantly due to the relevant benefit, provided that it has been offered for over 3 years.
- When we change any additional service, we will immediately publish relevant information including the reason and content of such change on our website and provide separate notification via at least two different methods. In particular, if we decide to change the additional service offered on your credit card due to worsening profitability on our side, you will receive a monthly notification via at least two different methods six months before the change takes effect, provided that three years have passed since your card was newly launched.
- Method of notification: In writing, mail or email, phone or fax, mobile phone message, or any other comparable electronic means.
- Your annual fee will be charged when your card is issued.
- The fee (basic fee + partnership fee) will be charged for each card you hold.
- In the case of delinquency on your payment, an interest consisting of the agreed-upon interest plus spread (3%) will apply. (The delinquency interest depends on your credit rating and the type of your card. The statutory interest cap of 20% will apply.)
In case there is no agreed-upon interest rate at the time you become delinquent in your payment, the following will apply- Lump-sum payments: Agreed-upon interest for interest-paying installment plans over the minimum of two months from the date of transaction, plus 3% overdue interest.
- Interest-free installments: Agreed-upon interest for interest-paying installment plans over the same period from the date of transaction, plus 3% overdue interest.
- Be careful not to use your credit card more than you can pay back. Otherwise, your credit rating may decrease.
- A decrease in your credit rating may lead to disadvantages in financing transactions.
- Failure to pay back your principal and interest for a certain period of time may lead to your obligation to repay the entire amount of principal and interest.
- If you fail to meet the requirements for credit card issue (such as arrears and low credit rating), you may not be issued a card.
- You should pay back your card bill and all accompanying by your prescribed due date.
- As a financing consumer, you are entitled to receive explanation on the product or service you will use under Article 19 Paragraph 1 of the Financial Consumer Protection Act.
- Please read the details about the card and its terms of use available from the Hyundai Card website and the relevant product description before applying for the card.
- Compliance verified as No 240910-014 (Sep. 10, 2024 ~ Sep. 9, 2025)
- Reviewed by the Credit Finance Association as No 2024-C1h-11472 (Sep. 10, 2024 ~ Sep. 9, 2025)
Annual Fee
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International
(VISA Signature) KRW 300,000(Base Fee 100,000 + Partnership Fee KRW 200,000)
KRW 100,000 for each additional card for family members(Base Fee 0 + Partnership Fee KRW 100,000)
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Domestic only KRW 300,000
(Base Fee 100,000 + Partnership Fee KRW 200,000)
KRW 100,000 for each additional card for family members(Base Fee 0 + Partnership Fee KRW 100,000)
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· The fee (base + partnership) will be charged when your card is issued and for each card you own.
· The base fee is used to cover expenses associated with issuance of your card, including printing and delivery, and is not refundable if you close your credit card account within the first year.