Complete Trending Discounts with Cut

Hyundai Card X Cut

  • Get 5% off on charges made in the categories of beauty/living/fashion, food delivery app, convenience Store
  • All merchants ( In Korea and overseas) Get 1% off on charges
  • Up to 500K Emergency Discount(Get points in advance and pay back later)
Annual Fee popup

Annual Fee

  • Visa/Amex

    Primary Card
    KRW 30,000

  • Domestic only

    Primary Card
    KRW 30,000

Basic Benefits

All merchants (In Korea and overseas)

Get 1% off on charges

Extra Benefits

beauty/living/fashion·food delivery app·convenience Store

Get 5% off on charges

Priority Services

Emergency Discount (Get points in advance and pay back later)

Enjoy discount upfront by first getting up to 500K Emergency Discount Cash
and pay back with discount benefits earned from card spending

Metal Plate

Metal Cut

Offering metal plates that demonstrate differentiated value

Apple Pay

A must-have when traveling abroad,
all you need is Apple Pay.
Contactless convenience,
pay for transit,
from boarding pass to membership cards, all in your Wallet App

Your card product can be added to Apple Pay.

Please note:

  • Basic Benefits will be applied if your combined charges made on your card during the previous month is at least KRW 500K
    • There is no limit on the amount of discount per purchase or per year
  • Extra Benefits will be applied if your combined charges made on your card during the previous month is at least KRW 500K
    • Discount capped at KRW 10K a month for all eligible merchants combine(Primary + family cards combined, discount rate of Basic Benefits will be applied when exceeding discount limit.)
  • For purchases at merchants where Extra Benefits are applicable, only Extra Benefits will be applied (Basic Benefits will not be applied).
  • All merchants are subject to Hyundai Card’s merchant registration and classification standards.
  • We are committed to fulfilling the product description.
  • Holding of multiple credit cards within the same period can have an impact on your credit rating, personal credit score and/or credit limit.
  • Supplementary credit card services offered including points and discounts will be maintained for over three years without being cut back nor being canceled following the launch of the card (April 11, 2025).
    Notwithstanding the above, the credit card company may change the supplementary services in the event of any of the followings:
    • Unavoidable due to suspension of our business, our insolvency, business hardship or similar
    • Any of our partners suffers suspension of its business, its insolvency or business hardship that requires reduction or change in the scope of the benefit, and no service equivalent thereto is available from other partner of ours
    • Any of our relevant partners reduces the scope of benefits offered for your Credit Card or offers different benefits from what it has agreed to without our consent; or
    • The productivity of the relevant product has dropped significantly due to the relevant benefit, provided that it has been offered for over 3 years.
  • When we change any additional service, we will immediately publish relevant information including the reason and content of such change on our website and provide notification via more than one of the available notification methods. In particular, if we decide to change the additional service offered on your credit card due to worsening profitability on our side, you will receive a monthly notification via at least two different methods six months before the change takes effect, provided that three years have passed since your card was newly launched.
    • Method of notification: In writing, mail or email, phone or fax, mobile phone message, or any other comparable electronic means.
  • Your annual fee will be charged when your card is issued.
  • The fee (basic fee + partnership fee) will be charged for each card you hold.
  • In the case of delinquency on your payment, an interest consisting of the agreed-upon interest plus spread (3%) will apply. (The delinquency interest depends on your credit rating and the type of your card. The statutory interest cap of 20% will apply.)
    In case there is no agreed-upon interest rate at the time you become delinquent in your payment, the following will apply
    • Lump-sum payments: Agreed-upon interest for interest-paying installment plans over the minimum of two months from the date of transaction, plus 3% overdue interest.
    • Interest-free installments: Agreed-upon interest for interest-paying installment plans over the same period from the date of transaction, plus 3% overdue interest.
  • Be careful not to use your credit card more than you can pay back. Otherwise, your credit rating may decrease.
  • A decrease in your credit rating may lead to disadvantages in financing transactions.
  • Failure to pay back your principal and interest for a certain period of time may lead to your obligation to repay the entire amount of principal and interest.
  • If you fail to meet the requirements for credit card issue (such as arrears and low credit rating), you may not be issued a card.
  • You should pay back your card bill and all accompanying by your prescribed due date.
  • As a financing consumer, you are entitled to receive explanation on the product or service you will use under Article 19 Paragraph 1 of the Financial Consumer Protection Act.
  • Please read the details about the card and its terms of use available from the Hyundai Card website and the relevant product description before applying for the card.
  • Compliance verified as No. 250725-032 (Jul. 25. 2025 ~ Jul. 24. 2026)
  • Reviewed by the Credit Finance Association as No. 2025-C1h-11306 (Jul. 25. 2025 ~ Jul. 24. 2026)
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